Property D&F
HIVE Underwriters’ Property Direct & Facultative (D&F) division focuses on property risks worldwide where technical expertise, data-informed decision making and opportunity to build sustainable relationships exist.
Led by Richard Brown, the Property team brings extensive UK and international market experience to HIVE’s growing multi-class specialty platform, combining specialist underwriting judgement with a disciplined, knowledge-led approach to portfolio development.
The division works collaboratively with brokers and clients’ to understand their exposures and develop lasting relationships across global property markets.
Property underwriting with deep technical expertise, disciplined risk selection and a mindset to build long term relationships.
Product Line
Property
Coverage
Property All Risks
Property Named Perils
Capacity
Primary, quota share or excess placements
Up to $15m capacity
Target Occupancies
Manufacturing
Financial Services
Transport and Logistics
Technology
Hospitality
Metal and Minerals
Pharmaceutical
Public entities
Real Estate
Retail
Telecommunication
Services and Infrastructure
HIVE’s Property D&F proposition is built around:
Specialist property underwriting expertise
Disciplined portfolio construction
Data-informed risk selection
Long-term broker partnerships
Technology-enabled underwriting insight
Sustainable portfolio performance
The team combines market experience with data and analytics to assess property risks, support informed underwriting decisions and build a sustainable global portfolio.
Our Approach
Why HIVE?
Independent specialty MGA platform
Practitioner-led underwriting culture
Strong data and analytics capabilities
Agile decision-making
Long-term underwriting mindset
Collaborative broker engagement

