Property D&F

HIVE Underwriters’ Property Direct & Facultative (D&F) division focuses on property risks worldwide where technical expertise, data-informed decision making and opportunity to build sustainable relationships exist.

Led by Richard Brown, the Property team brings extensive UK and international market experience to HIVE’s growing multi-class specialty platform, combining specialist underwriting judgement with a disciplined, knowledge-led approach to portfolio development.

The division works collaboratively with brokers and clients’ to understand their exposures and develop lasting relationships across global property markets.

Property underwriting with deep technical expertise, disciplined risk selection and a mindset to build long term relationships.

Product Line

  • Property 

Coverage 

  • Property All Risks 

  • Property Named Perils

Capacity 

  • Primary, quota share or excess placements

  • Up to $15m capacity

Target Occupancies

  • Manufacturing 

  • Financial Services

  • Transport and Logistics 

  • Technology

  • Hospitality 

  • Metal and Minerals

  • Pharmaceutical

  • Public entities

  • Real Estate

  • Retail

  • Telecommunication

  • Services and Infrastructure

HIVE’s Property D&F proposition is built around:

  • Specialist property underwriting expertise

  • Disciplined portfolio construction

  • Data-informed risk selection

  • Long-term broker partnerships

  • Technology-enabled underwriting insight

  • Sustainable portfolio performance

The team combines market experience with data and analytics to assess property risks, support informed underwriting decisions and build a sustainable global portfolio.

Our Approach

Why HIVE?

  • Independent specialty MGA platform

  • Practitioner-led underwriting culture

  • Strong data and analytics capabilities

  • Agile decision-making

  • Long-term underwriting mindset

  • Collaborative broker engagement

For more information on HIVE’s Property D&F underwriting capabilities or to discuss a risk